Posts Tagged ‘ Finansinspektionen ’

Sweden’s FI proposes to raise CCB

May 29th, 2015

The Swedish FSA (Finansinspektionen, or FI) on Tuesday proposed amending regulations on the countercyclical capital buffer (CCB) to raise it from 1.0% to 1.5%.

Swedish FSA details Pillar 2 methodology

May 15th, 2015

The Swedish FSA (Finansinspektionen) has published a methodology for assessing three types of risk under Pillar 2 – credit-related concentration risk, interest rate risk in the banking book, and pension risk – that will be used in capital requirements from the third quarter.

Finansinspektionen details amortisation plan

Mar 20th, 2015

New Swedish mortgages originated from August must be amortised down to a LTV of 50%, under new regulation unveiled by the Swedish FSA that will be credit positive for Swedish cover pools, according to an analyst.

FI amortisation plan ‘strongest so far’, but prospects queried

Nov 21st, 2014

Swedish FSA proposals that new mortgage loans be amortised down to 50% of a property’s value according to a specified schedule would be credit positive for banks and covered bonds, according to Moody’s, but an industry representative suggested that implementation will be difficult.

Swedish FSA details capital rules, but questions remain

May 8th, 2014

The Swedish FSA announced details of tighter capital requirements today (Thursday), which market participants said provide welcome but only partial clarification of the capital regime in Sweden, with outstanding questions about Pillar 2 requirements obscuring the outlook for AT1 supply.

Swedish FSA proposes raising mortgage risk weight floor to 25%

Nov 14th, 2013

The Swedish FSA suggested increasing the risk weight floor for mortgages from 15% to 25% upon releasing its latest report on risks in the financial system today (Thursday), citing a very high level of household debt in Swedish households.

Amortisation plan ‘could ease Swedes’ OC needs’

Oct 24th, 2013

A proposal by Sweden’s FSA to oblige lenders to suggest mortgage loan amortisation plans to some borrowers could, if implemented, lead to increased paydown rates and eventually a possible decrease in target OC in some Swedish covered bond programmes, according to Standard & Poor’s.

Interview: Thomas Östros, Swedish Bankers’ Association

Sep 26th, 2013
Thomas Ostros, managing director at the Swedish Bankers Association

Thomas Östros, managing director at the Swedish Bankers’ Association, spoke to Nordic FIs & Covered about the state of the Swedish banking sector, risks stemming from the NSFR, the potential for regulatory overreach, and more.

Swedish authorities in encumbrance transparency call

Oct 12th, 2012

A joint council of Sweden’s Riksbank and Finansinspektionen has called for issuers to take the lead in releasing information relating to asset encumbrance after noting the potential risks of high levels of encumbrance, although they also highlighted the relative stability of covered bond funding.